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India has many banks and financial institutions and each one offers a dozen varieties of credit cards complete with different benefit and rewards. Every kind of card is intended to meet the specific needs of people. Not every card may be useful to you. It is very important to sift through the available credit cards in the market to find…

A credit card is a plastic card issued to the cardholder that allows him/her to borrow funds to pay for purchasing services and goods.

As a credit card holder, you will be allowed to purchase goods and services on credit from the financial institution you hold the card with. The borrowed amount can then be repaid to the bank within a stipulated timeframe. Certain credit cards allow you to withdraw cash on credit. While the money spent using a credit card is a debt…