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If you are looking to have a good life, you need to have it now. HDFC Bank EasyEMI Credit Card knows what you want and gives you just that. From latest gadgets to memberships, the HDFC Bank EasyEMI Credit Card gives you all without actually pushing them for another day.

What more is better, you get rewarded for every transaction you make. This one-of-a-kind credit card is for the smart millennial who loves to live better than yesterday.

What does it cost to own a HDFC Bank EasyEMI Credit Card
  • Joining Fee: ₹ 1000/- + Applicable taxes
  • For OPM Customer: 50% off on joining fee
  • Renewal Membership Fee: ₹ 1000 + Applicable taxes
  • Spend ₹ 1,00,000 within a year and get renewal fee waived for the next renewal year
Why will you love the HDFC Bank EasyEMI Credit Card
  • Get all transactions above ₹10,000 auto converted to EasyEMI for a period of 9 months (ROI of 20% p.a. and processing fee of ₹99)
  • 5% cashback on all online spending (minimum transaction size of ₹ 2000)
  • Get gift voucher of ₹ 1000 every quarter (for only the first year)
  • Get a 1% cashback on all offline spends and Wallet reloads (Minimum transaction size of ₹ 100)
  • Get a 5% cashback when shopping on Amazon, Flipkart, hotel and flight booking, when booked through PayZapp and SmartBuy
  • Avail a fuel surcharge waiver of 1%
  • Additional EasyEMI offers across 1000+ merchants
Exclusive Features of the HDFC Bank EasyEMI Credit Card
  • As a launch offer, this card offers ₹ 1000 gift vouchers when you spend ₹ 1,00,000 or above every calendar quarter. This benefit applies for the first year only
  • Get a Renewal benefit/ welcome benefit of 1000 cashpoints (valid only after paying the membership fee)
  • Get a waive on your first year membership fee when you spend ₹ 30,000 or more in the first 90 days
  • Get a waive on your renewal fee when you spend ₹ 1,00,000 or more the first year of membership
Cashback Benefits
  • You can now get 5% cashback on all shopping and spends via PayZapp and SmartBuy (a maximum cashback of ₹750 per month)
  • You can earn 2.5% cashback on all spends done on other apps or websites (a maximum cashback of ₹750 per month)
  • You can earn 1% cashback on offline spends, swipes and Wallet reloads (a maximum cashback of ₹750 per month)
  • All CashBack benefits are available on EasyEMI transactions
Redeem Cashback as Cashpoints
  • Cashback can be redeemed as CashPoints against statement balance
  • 1 CashPoint = ₹1
  • You can redeem a minimum CashPoint balance of 2500 against statement balance. This can be redeemed in multiples of ₹500 only
  • CashPoints are valid to be redeemed against travel benefits like Flight and Hotel bookings at a value of 1 CashPoint = ₹0.30
  • Unredeemed CashPoints expire within 1 year of accumulation
Fuel Surcharge Waiver

You can now get a 1% fuel surcharge waived on fuel transactions using the HDFC Bank EasyEMI Credit Card (a minimum transaction of ₹ 400, a maximum CashBack of ₹ 250 in a single statement cycle)

Dining Privileges

The HDFC Bank EasyEMI Credit Card allows you access to the Good Food Trail Dining program at premium restaurants across top cities.

Age Eligibility

Salaried: Minimum 21 years and Maximum 60 years

Self Employed: Minimum 21 years and Maximum 65 years

Nationality Eligibility

Indian

Income Eligibility

Salaried: Gross Monthly Income> ₹20,000

Self Employed:  ITR> ₹2.4 Lakhs per annum

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