Reap benefits for shopping with the HDFC Money Back Credit Card. This card is a great option for those who love to shop. As a HDFC Money Back Credit Card holder, you get cashback in the form of reward points for every purchase you make. The reward points you earn can be converted to direct statement credit or can be used for further shopping.
What are the costs to own the HDFC Money Back Credit Card?
Year One: ₹ 500 +GST
Year Two and Onwards: ₹ 500 + GST
What you will love about the HDFC Money Back Credit Card?
- Redeem Reward Points (RP) as cashback (for every 100 RP you get ₹ 20)
- For every ₹ 150 spent, you get 2 Reward Points
- You get 2x Reward Points on online spends
- Zero Card loss liability (after the loss is reported within 24 hours)
- Transactions above ₹ 400 get a fuel surcharge of 1%
Exclusive Features of the HDFC Money Back Credit Card
If retail therapy is what brings you happiness then the HDFC Money Back Credit Card is just the card for you. With money back benefits for every purchase made in retail stores or online, this card will change the way shopping is done.
Welcome Benefit
Get 500 Reward Points as a welcome gift as you sign up for this card.
Reward Points Plan
- For every spend of ₹ 150, you get 2 Reward Points
- Online spends guarantee you 2x Reward Points
- Get ₹ 20 as cashback for every 100 Reward Points
*Reward points are valid for a period of two years from the date of accumulation. Reward Points are awarded only for retail purchases and not for cash advance, fee, fuel transactions and others. Transactions must be greater than ₹ 150 to qualify for Reward Point.
Card Specific Offer
Get 1% fuel surcharge waiver on fuel transactions when the minimum transaction is ₹ 400. You can avail a maximum cashback of ₹ 250 per statement cycle.
No Liability on Card Loss
If your card is stolen or lost and you report it within 24 hours, then there is zero liability on you if there is a fraudulent transaction, henceforth.
Objective Benefit
Get an e-voucher of ₹ 500 at every quarter when you make retail spending of ₹ 50,000.
Fee Waive Off
Your HDFC Money Back credit card will give you an advantage of first year fee waive, if you make a transaction of ₹ 500 using PayzApp. You can simultaneously also waive your renewal fee if you spend ₹ 50,000 a year before the renewal date or you can subscribe to SmartPay, FaSTag, OneAssist and CardSure.
Interest Free Credit Facility
Get up to 50 days interest free facility from the time of your purchase (This facility is subject to the submission of charge by the merchant).
2x Rewards
If you are an online shopper, then this benefit will thrill you! Get 2x rewards for online spends.
Revolving Credit
Get revolving credit with nominal interest rate with your HDFC Money Back Credit Card.
Special Benefits
When you manage four minimum transactions every month, you are eligible for the following:
- Complimentary fire and burglary protection for merchandises above ₹ 5000 (for 180 days) purchased with the credit card
- Free accidental death insurance of up to ₹ 50 lakh
What are the eligibility criteria for getting the HDFC Money Back Credit Card?
Salaried Employee
- Minimum Age: 21 years
- Maximum Age: 60 years
Self Employed
- Minimum Age: 21 years
- Maximum Age: 65 years
Income
The card holder must have a minimum take-home monthly income of ₹ 13,000 regularly.
Nationality
The HDFC Money Back Credit card can be applied by Indian residents as well as NRIs.
What are the basic documents you will need to apply for the card?
- PAN Card
- KYC Documents
- Bank Statements
- Income Proof
*Please consult the bank for the exact specific documents required to apply for the card.
How can I apply for the HDFC Money Back Credit Card?
Go to the HDFC MoneBack Credit Card page to apply for the card instantly. When your application is received, you will be contacted by the bank personnel.