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You are a millennial and you live a life out of the ordinary. Presenting a card that is just like you and most importantly, for you. When life is defined by living for the moment and to live to its fullest, there is no room for waiting up for tomorrow. HDFC Bank Millennia Credit Card truly offers you benefits and facilities to ensure that you can do more and anything your heart desires.

What does it cost to own an HDFC Bank Millennia Credit Card?
  • Joining Fee: ₹ 1000/- + Applicable taxes
  • For OPM Customer: 50% off on joining fee
  • Renewal Membership Fee: ₹ 1000 + Applicable taxes
  • Spend ₹ 1,00,000 within a year and get renewal fee waived for the next renewal year
Why you will love the HDFC Bank Millennia Credit Card
  • Get a 5% cashback when shopping on Amazon, Flipkart, hotel and flight booking, when booked through PayZapp and SmartBuy
  • Get a 1% cashback on all offline spends and Wallet reloads (Minimum transaction size of ₹ 100)
  • 2.5% cashback on all online spending (minimum transaction size of ₹ 2000)
  • Get gift voucher of ₹ 1000 every quarter (for only the first year)
  • Avail a fuel surcharge waiver of 1%
  • Obtain 8 complimentary lounge access every year
Exclusive Features of the HDFC Bank Millennia Credit Card
  • As a launch offer, this card offers ₹ 1000 gift vouchers when you spend ₹ 1,00,000 or above every calendar quarter. This benefit applies for the first year only
  • Get a Renewal benefit/ welcome benefit of 1000 cashpoints (valid only after paying the membership fee)
  • Get a waive on your first-year membership fee when you spend ₹ 30,000 or more in the first 90 days
  • Get a waive on your renewal fee when you spend ₹ 1,00,000 or more the first year of membership
CashBack Benefits
  • You can now get 5% cashback on all shopping and spends via PayZapp and SmartBuy (a maximum cashback of ₹750 per month)
  • You can earn 2.5% cashback on all spends done on other apps or websites (a maximum cashback of ₹750 per month)
  • You can earn 1% cashback on offline spends, swipes, and Wallet reloads (a maximum cashback of ₹750 per month)
Redeem Cashback as CashPoints
  • Cashback can be redeemed as CashPoints against statement balance
  • 1 CashPoint = ₹1
  • You can redeem a minimum CashPoint balance of 2500 against statement balance. This can be redeemed in multiples of ₹500 only
  • CashPoints are valid to be redeemed against travel benefits like Flight and Hotel bookings at a value of 1 CashPoint = ₹0.30
  • Unredeemed CashPoints expire within 1 year of accumulation
Fuel Surcharge Waiver

You can now get a 1% fuel surcharge waiver on fuel transactions using the HDFC Bank Millennia Credit Card (a minimum transaction of ₹ 400, a maximum CashBack of ₹ 250 in a single statement cycle)

Lounge Access Program

The HDFC Bank Millennia Credit Card allows you 8 complimentary lounge access (within India) per the calendar year. You will be charged ₹2 on your card for lounge access.

Dining Privileges

The HDFC Bank Millennia Credit Card allows you access to the Good Food Trail Dining program at premium restaurants across top cities.

Age Eligibility

Salaried: Minimum 21 years and Maximum 60 years

Self Employed: Minimum 21 years and Maximum 65 years

Nationality Eligibility

Indian

Income Eligibility

Salaried: Gross Monthly Income> ₹30,000

Self Employed:  ITR> ₹3.6 Lakhs per annum

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