HDFC Bharat Credit Card

Cash Back credit card designed for Emerging India

Enjoy spending on your HDFC Bharat Credit Card with 5% monthly CashBack

Save up to Rs 3600 by using the HDFC Bharat Credit Card.

Card Details

Apply for HDFC Bharat Credit Card: CashBack Card designed for Emerging India. Enjoy 5% CashBack on EasyEMI / SmartBUY / PayZapp spends

  • Enjoy spending on your Bharat Credit Card with 5% monthly CashBack on Fuel/ Groceries/ IRCTC/ Mobile Recharge & Bill Payment
  • Enjoy 5% CashBack on EasyEMI / SmartBUY / PayZapp spends
  • Zero Lost Card liability post reporting of the loss of card
  • Save up to Rs 3600 by using the Bharat Credit Card.
  • Get renewal fee waived on spends of Rs. 50,000 in a year prior to the renewal date. W.E.F 15th Feb’19, the spend conditions have been revised from Rs. 20,000 in a year to Rs. 50,000 in a year to avail the benefit of next year renewal fee waiver.
  • Do minimum 4 transactions using Credit card every month and get
    • Free Accidental Death Insurance up to 50Lakhs*
    • Free Fire and Burglary protection for goods above Rs.5000 for 180 days

Interest Rates & Fees Summary

Benefit Annual Fee Waiver Joining Fee Renewal Fee Eligibility
5% Cash Back Spend. Rs.50,000/yr Rs.500 Rs.500

About HDFC Bank Credit Cards

Redeem reward points

Redeem your accumulated reward points from the wide array of offerings – from latest fashion labels to flying airmiles!

Make the most of your Credit Card

Attractive Reward Points that you can redeem across leading brands, exclusive benefits including lounge access and dining privileges are only some of the reasons why you should choose an HDFC Credit Card.

Do more with your credit card

From everyday expenses to luxury spends, covering the miles between your daily commute and foreign holidays, from store-hopping to online shopping, HDFC Bank Credit Cards are Ready for You to elevate every experience.

Cash Back

Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.